Integrating Retirement, Tax
and Estate Planning

  After several years with a different firm, I recently decided to look for a new Financial Planner. A friend mentioned that he is very happy with Eric at PRG so I called Eric and made an appointment with him.

I was impressed by Eric and his staff. They appeared to be very friendly and knowledgeable. I decided to transfer my investments to Eric’s firm. Since then, we have had several meetings and I’ve learned much more about my investments. I also appreciate the extra time Eric spent with me to help me understand my investment statements. I would highly recommend Eric’s firm, PRG.

Dick E..
(Clients since 2024)

This statement is a testimonial by a client of the financial professional as of 04/23/2025. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.

  We have entrusted the management of our retirement portfolio to Eric Osgood and the entire staff at PRG. We found Eric to be a very attentive listener when it comes to our retirement goals, investment preferences and risk tolerance. Eric just gets us. We would, and have recommended Eric, Katie and Cali from PRG to others who may inquire about retirement investing and estate planning.

Eric is a patient teacher of the terms and concepts related to our estate (sometimes repeating the lesson). Katie is quick as a whip to provide detailed understanding of investment options in answering our many questions. Cali is a careful listener who will not end a conversation without reviewing, confirming understanding and getting our approval of the go-forward plan.

The burden of trying to manage this estate on our own would be heavy. We truly appreciate the knowledge, input and resources that working with PRG provides.  

Tom and Lynne Y.
(Client since 2014)

This statement is a testimonial by a client of the financial professional as of 09/21/2023. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

  Eric and his PRG team are superb communicators — with me, my attorney and my accountant. I couldn’t begin to know all the questions to ask, or understand all the complexities. Katie keeps me informed, Cali makes prudent investment suggestions and Eric oversees the big picture. What a relief to have such professionals manage my retirement, tax and estate plans. They really know their stuff.  

Todd H.
(Client since 2022)

This statement is a testimonial by a client of the financial professional as of 09/21/2023. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

  We brought our life savings to Eric and PRG, and together we continue to formulate and nurture a plan. We’ve found that our needs, concerns, and goals align perfectly with what Eric and his entire staff are able to deliver. We recommend Eric and PRG to others because he provides a well thought out and articulated plan that you can fully comprehend and participate in.  

Tom & Cathy R.
(Clients since 2000)

This statement is a testimonial by a client of the financial professional as of 10/02/2023. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

  Our partnership with PRG began during our early adulthood and PRG was instrumental in taking the time to help us chart a course to meet our goals. Working with Cali over the past year, we very much appreciate her attention to detail and financial acumen. Cali takes the time to explain her rationale of her advice and works hard to make sure we clearly understand her recommendations.  

Ben S.
(Client since 2012)

_{This statement is a testimonial by a client of the financial professional as of 10/09/2023. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.}

  PRG has the resources to move with your financial relationship as it grows from saving as much as you can for retirement to spending in retirement to maximize your available assets. 

This involves: 
-   Working with you and your tax advisor to minimize your tax burden  
-   Working on a streamlined transfer of investments to actual cash available to pay bills 
-   Developing a realistic plan to provide resources for potential major expenditures I.e., new home, or vehicle. 
  
I would highly recommend working with Eric and his team if you are looking for a partnership in maximizing your financial resources, be it investments or simplifying the mechanics of taking distributions.   
  
Kathy W.
(Client since 2015) 

_{This statement is a testimonial by a client of the financial professional as of 09/21/2023. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.}

  About 15 years ago we attended a presentation by PRG. That was the beginning of a very beneficial relationship. Eric gained our respect and trust early in the days of working with him. He helped us develop a plan aimed at successful retirement years. It is working. He is very talented at big-picture thinking and introduces quite interesting approaches.

Probably the highest praise we can give him is the fact that we have referred four of our close friends to him, feeling confident that his knowledge and ethics would also be helpful to them, each in very different situations.

He and the PRG staff are a class act. We feel more like friends than clients.  

Bobbie & Larry W.
(Clients since 2008)                           

This statement is a testimonial by a client of the financial professional as of 09/21/2023. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

  I would like to take a moment to thank Eric, Katie and the entire PRG staff for their dedication to detail, their ability to help me through changing lifestyle needs while continually staying focused on my long-term financial security. 

One of the things that always seems to impress me about PRG is that every time we talk, I feel as if I am talking with a longtime friend. Listening is one of Eric & Katies greatest strengths. I greatly appreciate how they have listened to my needs over the years.

Eric, Katie & the PRG staff have proven themselves to be a trusted organization with my best interests as their main concern. I have recommended PRG to several of my friends over the years and all of them have thanked me for introducing them to PRG. I will continue to recommend PRG to others and I encourage anyone who is looking for a trusted partner to help guide you and your money into the future, to consider calling Eric or Katie at PRG.   

Paul D.
(Client since 2011)

This statement is a testimonial by a client of the financial professional as of 09/21/2023. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

  We have been partnering with Eric and the PRG team for since 2015. We are confident and comfortable in their investment recommendations for us. Matter of fact, we find that we don't worry about our finances or financial picture! How reassuring that is!

The PRG team always welcomes us warmly in our visits and handles our questions professionally and cheerfully. Eric and Cali explain account performances thoroughly and ensure our full understanding. Our review times with Eric and Cali include personal time to talk about family/life events and then we roll up our sleeves and get into the details. We like that!

They have always made us feel like an important client, from our initial meet and greet to this day. Thank you Eric, Cali and team!   

Loren and Denise S.
(Client since 2015)

This statement is a testimonial by a client of the financial professional as of 02/23/2024. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.